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Agentic Commerce

Your wallet.
Their next move.

Agent identity, customer permissions and payments in one flow. Single-use Visa debit cards and direct USDC give your agent two ways to complete a purchase.

Discuss your use caseTry the agent demo
ChatGPT logoChatGPTClaude logoClaudePerplexity logoPerplexityGemini logoGeminiMeta AI logoMeta AIMCPYour AI

RT connects supported AI clients through MCP.

Watch Dot explain it · 36 seconds

All key information appears on screen.

Try it: Visa test checkout & real USDC onchain proof

YOUR MONEY. YOUR SAY.Sample purchase
A little helper. Your permission comes first.
01 / AI AGENT IDENTITY & PERMISSIONS

Meet your shopping sidekick.

This sample does not move money.

AI agent identity & permissions

Know the agent. Know its authority.

Connect an agent to its operator, the customer it represents and the purchase it is allowed to make.

01 / IDENTITYWho is acting?

An agent credential links the agent to its registered operator.

02 / RULESWhat is allowed?

Customer permissions set the task, budget, merchant and approval requirements.

03 / PAYMENTComplete the purchase.

The authorized order connects to its payment and merchant confirmation.

Revoke permission for future purchases. Payments already submitted follow the applicable payment and refund process.

Inside RT.APP

Keep purchase permissions and spending in view.

Tap to enlarge · Sample data
RT agent-pay workspace with sample account and transaction data
Two ways to pay

Cards and USDC. Equal choice.

Choose the payment route that fits the merchant.

VISA

Single-use debit cards

Pay at supported existing Visa checkouts. The card is scoped to the approved purchase, with supported controls.

  • Per-purchase amount and short expiry.
  • Merchant and category restrictions where supported.
  • Closed to new purchases after authorization or expiry.
USDC

Direct stablecoin payments

Pay participating merchants directly in USDC. Optional x402 supports compatible AI clients and services.

  • Approved recipient, network and spend limit.
  • Merchant acceptance for people and AI agents.
  • Direct USDC payments work without x402.
For merchants and developers

One integration. A complete purchase flow.

Connect agent identity, your customer’s authority and payment results to the order. Keep fulfillment and refunds connected, too.

MERCHANTS

Turn agent visits into orders.

Accept authorized purchases and get a clear payment result before fulfilling the order.

Explore merchant acceptance →
DEVELOPERS

Use RT in your system.

Connect your agent or merchant workflow to identity, rules and payment execution.

Discuss integration →

How do AI agent payments work?

You decide what your agent can buy and the spending rules it must follow. We connect the agent to its registered operator, the customer it represents and the purchase authority it has been given. Our rules engine applies your spending limits and approval requirements. Authorized purchases use single-use Visa debit cards at supported checkouts or direct USDC payments, with optional x402 for compatible clients and merchants.

Which payment route should my agent use?

Use the card route for a supported merchant checkout that accepts Visa debit cards. Use direct USDC when the merchant accepts that payment method. Optional x402 supports compatible payment requests. The available route depends on the merchant, client and applicable account and provider controls.

A second perspective

Ask your AI about RT.

Explore our accounts, payments and agent spending controls.

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Opens your selected AI service.