Stablecoin account and service documents

Applicable service

For an enabled Brale flow, the applicable customer and service agreements govern Brale’s services. Your actual account structure and user role determine the required agreement. Brale’s business-account agreement is not a substitute for its end-user agreement. This directory does not promise service availability or override eligibility or underwriting.

Official Brale documents

• Terms of Service
• Privacy Policy
• End User Agreement
• Business User Agreement
• API Services Schedule
• Licensing, state disclosures and complaint routes

Before account creation

Where the Brale API end-user model applies, the user must accept Brale’s Terms of Service, Privacy Policy and End User Agreement before or during account creation. Separate fees, transfer permissions and payment authorizations must be disclosed for the enabled flow. An RT signature or website visit is not evidence that this provider acceptance occurred.

Program assets and direct customer accounts

A program-level stablecoin arrangement does not automatically make every RT customer a direct Brale customer. A user seeking direct Brale services, including issuance or redemption where offered, must complete the required Brale onboarding and accept the applicable agreement. Separate API end-user services apply only where enabled for the program. RT’s provider agreement does not itself grant a customer a Brale account, a claim under RT’s private commercial agreement, or authority to transact through another customer’s account. Mandatory rights remain unaffected.

Digital-asset disclosures

• Read the full digital-asset risk disclosure, including government protection, loss of value, irreversible transactions, network and technology risks, and limits of any bond or trust account.
• Stablecoin holdings do not automatically earn interest. Any separate rewards program needs its own eligibility, disclosures and terms; no provider revenue share is automatically owed to a customer.
• RTUSD and USDC are distinct assets. The asset name, network, token contract, issuer, supported redemption route and applicable terms must be identified for the actual service.

Balances and risk

A virtual account number may route funds to an on-chain wallet and does not by itself establish a dollar balance or bank deposit. Brale’s agreements govern custody, conversion, transfers and any digital-asset services. Do not assume FDIC or SIPC protection for digital assets or fiat in a Brale account. Read the applicable agreement and disclosures for your arrangement. Complaints may be raised directly with Brale and the relevant regulator through the official disclosures page.