U.S. and supported non-EEA businesses
RealTimePay, Inc., Delaware.
Merchant legal documents
Business payment-acceptance agreements for RT. Choose the correct contracting company below. The online MSA is accepted at an eligible signup; your private pricing and service order is accepted separately.
A website visit, waitlist entry or application does not accept this agreement. Contract acceptance does not approve underwriting, open a financial account or activate processing.
EU and EEA businesses
Percentagem Envolvente, Lda., Portugal.
Private Schedule A
Your legal identity, selected services, pricing, reserves, territories and limits belong in a separate private order. Signup does not accept an unfinished order. Read the order requirements or download the blank template.
Schedules
Online edition v3.0 · 20 October 2026. Use the edition identified in your acceptance record.
| Schedule | Subject | Application |
|---|---|---|
| A | Commercial Order Form | Separate private acceptance |
| B | Definitions and Interpretation | As applicable under the MSA |
| C | Operational Security and Controls | As applicable under the MSA |
| D | Provider Roles, Funds Flows and Risk Controls | As applicable under the MSA |
| E | Payment Acceptance and Network Requirements | As applicable under the MSA |
| F | Operating Rules and Processing Procedures | As applicable under the MSA |
| G | Data Processing and Privacy Requirements | As applicable under the MSA |
| H | Acceptable Use and Restricted Businesses | As applicable under the MSA |
| I | Merchant Platform Use Terms | As applicable under the MSA |
| J | Digital-Asset Risk Disclosures | As applicable under the MSA |
| K | Service Transparency, Support and Complaints | As applicable under the MSA |
| Q | Connected-account payment processing | Selected and approved product only |
| R | NFT Checkout Product Terms | Selected and approved product only |
| S | Merchant APIs and Authorized-Agent Acceptance | Selected and approved product only |
| Z | Version Control and Incorporation | As applicable under the MSA |
Banking and payment-service documents
Find documents by service and account type. Issued cards, financial accounts and custody require their own applicable agreements. Required provider disclosures appear where relevant to the service.
Keep your accepted edition
Download the schedule snapshot · Version manifest
Existing Byte/DFin and signed v2.0 agreements remain governed by their own terms unless validly replaced or amended. A new public edition does not silently migrate them.
v2.0 U.S. signed-document route · v2.0 EU/EEA signed-document route · v2.0 schedules
Support and complaints
support@rt.app · +1 844-604-1604. Contract notices and reserve reviews: legal@rt.app. Security: security@rt.app. Privacy: privacy@rt.app.