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Earn yield up to 8.5%
Your digital dollars, working. Choose how much to lend, keep the rest available and follow every dollar you earn, rounded down to the cent.
- See every dollar’s jobAvailable money, money lending and dollars earned, side by side.
- Estimate before you commitMonthly earnings shown in dollars, with the assumptions spelled out.
- Deposit and withdraw in the appAdd funds when you like. Withdrawal timing depends on strategy liquidity.
Variable rate. Yield changes with market conditions and is not guaranteed. “Up to 8.5%” is a maximum, not a promise of what you’ll earn.
Your Earn dashboard
Illustrative exampleAssumes $8,000.00 lending at 8.50% a year, compounded monthly, for 12 months, with the rate unchanged and no fees deducted. Rounded down to the cent. An estimate, not a guarantee or an offer.
↓Deposit
- Add digital dollarsMove eligible USDC from your RT balance into Earn.
- Choose what lendsDecide how much lends and how much stays available.
- Track your earningsSee dollars earned and an estimated monthly figure.
↑Withdraw
- Request a withdrawalChoose an amount from your Earn balance.
- Funds return from lendingTiming depends on strategy liquidity, so it may not be instant.
- Back in your balanceSpend, send or hold it in your RT account.
What you’ll always see
RT Earn, answered
Is the 8.5% guaranteed?
No. RT Earn yield is variable and changes with market conditions. “Up to 8.5%” is a maximum, not a guaranteed or expected return, and your yield may be lower.
Where does the yield come from?
RT Earn allocates the eligible digital dollars (USDC) you choose to lend to yield strategies. Yield depends on how those strategies perform. Details of the strategies, their risks and their costs will be provided before you opt in.
Can I withdraw my money?
You’ll be able to request a withdrawal in the app. Money that is lending has to return from the strategy first, so timing depends on strategy liquidity and withdrawals may not be instant.
Do the estimates include fees?
No. Estimates on this page don’t deduct fees. Strategy costs and any RT fee reduce returns and will be disclosed before you opt in.
Is Earn a bank deposit?
No. RT is not a bank, and Earn balances are not bank deposits. Capital is at risk.
Who can use RT Earn?
Personal and business customers, where eligible. Availability depends on your location, eligibility and the applicable provider terms. Join the waitlist to hear when Earn opens.
How are amounts rounded?
Every dollar amount we show is rounded down to the cent, so estimates never round up in your favour.
Be first to earn with RT.
Join the waitlist for personal or business access.
RT Earn is coming soon and not yet available. Yield is variable and not guaranteed. Capital is at risk, and withdrawals depend on strategy liquidity. Strategy costs and any RT fee reduce returns and will be disclosed before you opt in. Estimates and figures on this page are illustrative, do not deduct fees and are rounded down to the cent. Availability depends on your location, eligibility and the applicable provider terms.