USDC checkout and settlement disclosures

Selected service and asset

USDC payment acceptance or settlement requires an enabled provider or approved direct-wallet flow, a supported network and the correct token contract. A supported token symbol alone is insufficient. Your checkout or Order Form identifies the amount, currency, recipient, network, charges and any conversion. RT does not promise that all networks, bridged assets or jurisdictions are supported.

Transaction risks

Transfers can be irreversible. Verify the recipient, blockchain, token and amount before authorizing. Wrong-network or unsupported-token transfers may be unrecoverable. Blockchain outages, congestion, gas fees, provider restrictions and token-issuer controls may delay or prevent a payment. USDC can trade away from its intended value; redemption, custody and counterparty risks remain. An issuer freeze is different from reversing a completed payment. RT does not promise recovery of assets held in a wallet it cannot control.

Issuer documents

• Circle USDC Terms — holders outside the EEA
• Circle USDC white paper — EEA holders
• Circle EEA Terms of Use
• Circle MiCA Redemption Policy
• RT Schedule J — digital-asset risks
• Brale documents, when that service applies

Additional risk disclosure

• Full digital-asset risk disclosure

Refunds and balances

A refund requires a new authorized transfer and verification of the recipient and supported asset. The merchant’s refund policy, accepted agreement and mandatory law determine entitlement. Conversion rates, network costs and timing may differ from the original payment. A stablecoin balance is not an insured bank deposit. Outside the EEA, direct issuer redemption depends on the issuer’s eligibility and account requirements. EEA holders retain their applicable statutory redemption rights; consult Circle’s EEA white paper and redemption policy. No yield or investment return is promised by checkout acceptance.