Receive like a bank account. Settle like stablecoins.
Run USD, USDC on Base, and rtUSD balances from one business account experience with account and routing numbers, virtual accounts, Visa virtual cards, statements, ACH, RTP, wires, and Agent Pay controls for company AI assistants built into the same dashboard.
1% fee, $10 minimum when speed matters.
Standard ACH transfers included each month.
Banking rails for customers. Stablecoin speed for your business.
Use account details and bank-transfer checkout to receive funds, then operate from settled balances across USD, USDC on Base, and rtUSD. RT keeps pending, held, available, reserved, and card-spend balances clear so your team knows what can move.
A familiar business account with faster settlement underneath.
Finance teams get account details, statements, transfer tools, and card controls. Operators get 24/7 stablecoin movement, instant payout options, and the ability to keep settlement tied to every payment record.
Everything a real business account needs, simplified.
RT keeps the banking experience clean: balances, statements, account details, cards, transfers, compliance controls, and stablecoin movement live in one place.
Account and routing numbers
Give businesses their own account details for receivables, operating funds, and treasury separation.
Stablecoin-native balances
Hold USD, USDC on Base, and rtUSD with clean statements showing wallet balances, available funds, pending funds, held funds, and reserves.
Move money without bank friction
Standard ACH is included up to 30 transfers per month. RTP is available for instant payouts to other banks when speed matters.
Visa virtual cards and spend controls
Create Visa virtual cards, set team limits, freeze cards, review card spend, and keep expenses tied to the same stablecoin-first operating account.
Agent Pay for Business
NewConnect a company AI assistant to the business account with per-order caps, monthly budgets, approved suppliers, approval rules, and a kill switch. The assistant can request payments, but RT enforces the rules and never exposes account credentials or card numbers. Explore Agent Pay →
From checkout to account to card spend.
Every payment product feeds the same account system, so funds can settle, report, convert, and move without stitching together separate portals.
Accept
Customers pay through bank transfer, online/card checkout, payment link, or NFT checkout.
Settle
Funds settle into rtUSD or USDC balances with order-level reconciliation and availability controls.
Use
Spend by virtual card, convert to USDC, send on Base, or payout to a bank account.