Products Business banking Accept payments Agent Pay Developers rtUSD stablecoin Pricing
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Tap-to-Pay

Online bank transfers first. In-person tap acceptance next.

RT starts with payment links and bank-transfer checkout that settle into stablecoin balances, then expands into in-person tap acceptance for businesses that want the same instant operating account experience at the counter.

Bank-transfer linksACH / RTP movementStablecoin settlement
Payment link
$247.00
Bank account verified
Customer authorized payment
✓
ACH debit initiated
Funds controlled until good
Pending
Business settlement
rtUSD balance
Ready
Phase one
Payment links

Bank-transfer checkout for web, invoice, and WordPress flows.

Phase two
Tap-to-pay

In-person acceptance with the same account and settlement layer.

Collection flow

Make bank transfers feel like modern checkout.

Customers pay through a secure link, the business sees transaction status, and RT prevents funds from leaving the system until funds are good and cleared.

Payment link

Business creates a payment link and chooses bank transfer as the checkout option.

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Bank validation

Customer connects and authorizes payment. RT validates account status and initiates the transfer.

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Stablecoin settlement

Funds settle to rtUSD or USDC once controlled, with payout controls and reporting.