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Cards & spend

Visa virtual cards for stablecoin-first business spend.

Issue Visa virtual debit cards for teams, vendors, subscriptions, travel, ad spend, and agent-approved supplier purchases while keeping every limit, approval, statement, and balance connected to RT.

Visa virtual cardsTeam and vendor controlsStablecoin-backed spendAgent Pay ready
RT BusinessVISA
•••• 1152
Northwind Studio$12,500 limit
Controls
Per-card limits

Set card purpose, owner, category, monthly cap, and freeze rules.

Funding
Stablecoin balances

Spend only from funds RT marks available.

Spend management

Cards should be simple, controlled, and connected to the account.

RT keeps Visa virtual cards inside the same operating system as business banking, stablecoin settlement, payment acceptance, and AI procurement. That means the card is not a separate crypto-card product; it is a controlled spend layer on top of the account.

01

Create Visa virtual cards instantly

Issue cards for subscriptions, vendors, employees, ad accounts, travel, or one-time spend from the same dashboard as balances and transfers.

02

Control every card

Set limits, freeze cards, assign owners, restrict use cases, review activity, and reconcile transactions against available account balances.

03

Spend from available stablecoin-backed balances

Card spend is connected to RT availability rules so funds can be marked settled, held, pending, reserved, or available before a card can use them.

AI

Ready for Agent Pay for Business

When a supplier does not accept stablecoin settlement, a company AI assistant can request a single-use virtual card while RT enforces caps, approved suppliers, and approvals.

Card funding

Spend without breaking the settlement model.

Businesses can accept payment into RT, hold funds in USD, USDC on Base, or rtUSD, and spend only the available portion through Visa virtual cards. Held or pending balances remain separated until availability rules clear them.

Visa virtual cardsAvailable balance onlyTeam limitsVendor cardsSubscription cardsOne-time cardsAgent-approved spendReal-time reporting